INTERACTIVE FINANCIAL CONSULTANCY SERVICES

1.CONSULTANCY SERVICES FOR CORPORATES

* Financial and Business Analysis, Determination of Financial Needs

* Determining the Need for a Financial or a Strategic Partner

* Restructuring of Companies in Financial Distress

* Establishment of a Financial/Business/Marketing Plan or Action Plan

* Corporate Reorganization; Revising the Workflows and Business Procedures

* Preparation for Financial and Legal Due Diligence Meetings

* Rating Advisory Services (e.g., advice on securitization)

* The determination of strategic direction and a strategic plan

* Revising foreign currency obligations and assets and matching the hedging instruments

* Planning cash management operations, assistance in establishing the Treasury function within the Group

* The integration of foreign trade operations with financing techniques 

* Reorganizing the Marketing Department and its functions

* Assistance in developing new markets for exports through comprehensive sectoral and market research and analysis

* Advisory service on Corporate Governance

* Establishing Internal Control Procedures in accordance with Capital Markets Board Requirements

* Technical and Legal Assistance on Mergers, Acquisitions and Takeovers

* Conducting relationships with commercial and investment banks.  Preparing the company for renewals; advice on the restructuring of existing debt

* Arranging Short-term or Long-term Domestic and Foreign Loan Facilities

* Customer/Product/Distribution Channel Profitability Analysis

* Measuring of Performance of Sales Units and Operational Units in Parallel with Profitability Analysis. Managing by Results

* Establishment of a Balanced Scorecard and Integration of All Plans and Data into one Single Management Control Tool

       2. CONSULTANCY SERVICES FOR BANKS

       * Rating advisory services, applicable to all three international agencies

       * Assistance in due diligence

       * Customer/Product/Channel Profitability Analysis

       * Establishment of Credit Policies, Determination of Segmentation

       * Criteria and Customer Portfolios 

       * Preparation of Sectoral Analysis Methodology and Sector Reports 

       * Preparation of Corporate/Retail/Individual Credit Manuals

       * Determining Creditworthiness, Rating and Scoring Studies

       * The revision of Financial Analysis Methodology

       * Establishment of Internal Control and Audit Procedures (work flows and job descriptions)

       * The preparation of routines related to Financial Reporting and Control

       * Establishment and Upgrading of a Treasury Department (workflows and job descriptions)

       * Integration of Cash Management Products

       * Organizing Marketing Teams

       * Assisting the project group of the Bank in CRM Studies

       * Preparing the Bank’s system and workflow for multi-currency accounting applications